Property

Australian property news for the people living it rather than trading it. Buying, renting, selling and the market conditions shaping all three, reported in plain language and without the spin that usually comes with property coverage.

Four rate rises in 2026 haven't just lifted repayments, they've cut how much banks will lend. Here's how borrowing power is worked out, how much it has fallen, and how to get the most from yours.
Depreciation is one of the most valuable and most missed deductions for property investors. Here's what you can claim, what changed in 2017, how much it's worth, and how the 2027 changes affect it.

How Much Tax Will You Pay Selling an Investment Property, and What Changes in July 2027

Selling an investment property usually means paying capital gains tax, and the rules change on 1 July 2027. Here's how CGT is worked out now, a worked example, and what the new system means.

The RBA Just Raised Rates to 4.60 Per Cent, Here Is What Changes for You

The Reserve Bank has lifted the cash rate to 4.60%, its fourth rise this year and the highest level since 2011. Here's what it adds to your repayments and what to watch next.

Thinking of Selling the Family Home After 55, How the Downsizer Contribution Works

If you're 55 or older and selling a home you've owned for 10 years, you may be able to put up to $300,000 each into super. Here's how the downsizer contribution works and the catches to know.

Fixed, Variable or Split, How to Think About Your Home Loan When Rates Are Rising

With a rate rise widely expected, many borrowers are asking whether to fix. Here's how fixed, variable and split loans behave when rates move, and the catch most people miss about fixing now.

The Spring Auction Bounce Just Went Into Reverse as Rate Hike Fears Bite

A week after talk that the property correction was stabilising, auction clearance rates fell sharply as buyers braced for a likely rate rise on 29 September. Here's what the numbers show.

What to Do When Your Mortgage Repayments Rise and the Budget Will Not Stretch

After a run of rate rises, more households are finding the repayments no longer fit. Here are the practical options, in the order worth trying, and the one thing not to do.

Markets Now Say a Rate Rise Is All but Certain, Here Is What It Costs You

Financial markets are pricing a 95% chance the RBA lifts rates on 29 September. Here's what changed, what a 0.25% rise adds to your repayments, and what to do before the decision.

Twenty Years of Housing Policy and This Is the Result, Affordability Just Hit a Record Low

A household on $125,000 can now afford just 12% of homes sold, the lowest on record. After two decades of housing policy from both sides, here's why the interventions keep making it worse.

What Happens When a Property Is Passed In at Auction, and How to Use It

With a large share of auctions failing to sell under the hammer, knowing what happens when a property is passed in is genuinely valuable. Here's the process, and why it can be your best opportunity.

Auctions Have Climbed Above 60 Per Cent Again, but Prices Are Still Going Backwards

Auction clearance rates have held above 60% for a second straight week, the strongest run in months. But home values are still falling. Here's what's really going on beneath the numbers.

Clearance Rates Hit a 19-Week High, but One Forecaster Sees Sydney Falling 16 Per Cent

Auction clearance rates have hit a 19-week high of 60%, yet one economist is forecasting a 16% peak-to-trough fall for Sydney. Here's how both can be true, and what it means for you.

What Is a Good Rental Yield in Australia, and How to Know If Yours Measures Up

"What's a good rental yield?" is the first question new property investors ask. Here's what counts as a good yield in Australia, how it varies by property type and location, and how to judge yours.

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