Tag: First Home Buyers

Since 1 October, the NDIA can suspend a plan if a participant doesn't respond to information requests. Here's how the process works, who's most likely to slip through, and what support networks can do.
Many family carers miss out on payments they're entitled to. Here's the difference between Carer Payment and Carer Allowance, how much each pays, and how to claim.

Twenty Years of Housing Policy and This Is the Result, Affordability Just Hit a Record Low

A household on $125,000 can now afford just 12% of homes sold, the lowest on record. After two decades of housing policy from both sides, here's why the interventions keep making it worse.

How the 5 Per Cent Deposit Scheme Is Quietly Reshaping the Bottom of the Market

The expanded 5% deposit scheme has helped many first home buyers in, but it's also driving up prices at the affordable end. Here's how it's reshaping the bottom of the market, and what it means for buyers.

What Lenders Mortgage Insurance Really Is, and How to Avoid Paying It

Lenders Mortgage Insurance can add thousands to the cost of buying with a small deposit, and it protects the lender, not you. Here's what it is, how much it costs, and the ways to avoid it.

How Long It Takes to Save a House Deposit in Australia, by City

Saving a house deposit is the biggest hurdle for most first home buyers, and how long it takes depends heavily on where you're buying. Here's the picture by city, and how to get there faster.

Buying a House at Auction vs Private Sale, Which Is Right for You

Auction or private sale? The two ways of buying a home work very differently, and each suits different buyers. Here's how they compare, and how to decide which is right for you.

How to Buy Your First Home in Australia, a Step-by-Step Guide for 2026

Buying your first home can feel overwhelming, but it follows clear steps. Here's the complete plain-language guide, from saving your deposit to picking up the keys, plus the schemes that can help.

How to Choose a Home Loan A First-Time Buyer’s Guide to Getting It Right

Choosing a home loan is one of the biggest financial decisions you'll make. Here's how to compare loans properly, understand fixed versus variable, and avoid the traps that cost buyers thousands.

Buying vs Renting in 2026 How to Work Out What’s Right for You

"Rent money is dead money" isn't the whole story. Here's an honest framework for weighing buying against renting, especially in a softening market, so you can decide what's actually right for you.

First Home Buyers Are Surging Into a Falling Market. Smart or Risky

First home buyer numbers are climbing even as prices fall, powered by government schemes. Here's why they're jumping in now, and whether buying into a soft market is a smart move or a risk.

Buying Off the Plan The Risks and Rewards Every Buyer Should Understand

Buying off the plan means committing to a property before it's built. It can offer real advantages and real risks. Here's what to weigh before you sign a contract for something that doesn't exist yet.

Stamp Duty Explained What First Home Buyers Pay in Every State

Stamp duty is one of the biggest upfront costs of buying a home, and it varies enormously by state. Here's how it works, what first home buyers pay, and the concessions worth knowing.

How Property Auctions Work in Australia A First-Timer’s Guide

Auctions can be intimidating if you've never bid before. Here's exactly how an Australian property auction works, what to do before the day, and how to bid with confidence.

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